We’ve had a cold and wet summer in the Northeast this year, so I’m not sure what the Fall and Winter seasons will bring us in terms of temperature, snow, wind, and rain.  However, I do know that a good looking garden (including grass, shrubs, and flowers) starts as soon as everything begins to die or go dormant.  Here are […]

As I sat in my home office this morning the book, “The Millionaire Next Door” stood out prominently on my wood bookshelf.  The book stands out because it’s a classic in the personal finance world and can be easily understood by everyone.  I often re-read chapters of the book and can really identify with most of the content in the […]